North Texas Roofing Contractors Association Announces Golden Hammer Award Winners, to Be Recognized at 17th Annual Awards Banquet February 25, 2017


Fort Worth, TX – February 1, 2017 – The North Texas Roofing Contractors Association (NTRCA), a regional association for residential and commercial roofing contractors, distributors, manufacturers and associates who maintain the highest industry standards, announces this year’s Golden Hammer Award winners. The winners will be honored at the upcoming, sold-out 2017 NTRCA Awards Banquet on February 25, 2017 at the Perot Museum in Dallas.

NTRCA’s Annual Golden Hammer Awards recognize outstanding roofing projects completed during the prior year. Entries are judged each year on logistical challenges, quality workmanship, uniqueness, difficulty, time constraints, innovative solutions and safety challenges.

Contractors selected to win this year’s Golden Hammer Award for Community Service Projects are: Springtree Roofing & Restoration for their work on the Montgomery Project and Springtree Roofing & Restoration, Energy Roofing Solutions and ER Systems for their teamwork on St. Philip’s Episcopal Church.

Commercial Contractors winning a Golden Hammer Award this year are: Supreme Roofing for its work on the Worthington Renaissance Hotel; KPost Roofing & Waterproofing for its work on the Jim and Sally Nation Hall at DBU; and Texas Roof Management, Inc. for its work on the Old Municipal Building.

Residential Contractors selected to receive a Golden Hammer Award this year are: RJ Construction for its work on the Allsup residence; Pitts Roofing for its work on the Alexander residence; and Bert Roofing, Inc. for its work on the Eiland residence.

Pitts Roofing has also been selected to win the 3rd Annual Green Roofing Golden Hammer Award for its work on the Harbison residence.

During the Awards Banquet, the NTRCA 2017 Board of Directors and this year's Associate of the Year and Industry Leader award winners will also be announced and honored.

Sponsors for the 17th Annual NTRCA Awards Banquet include: ABC Supply Co. Inc. (lead sponsor); and specialty sponsors Beacon Roofing, GAF Materials Corporation, Southern Shingles, CertainTeed, Hoch Law Firm, Venture Roofing & Building Supply, IKO, First Texas Insurance Services, Owens Corning, Hunter Panels, Ridge Top Aerial Technologies, Johns Manville, Conley Group, ThermaFoam LLC, Malarkey Roofing Products and Cutler Smith.

Table sponsors for the event are: Beacon Roofing Supply, Brettco Roofing, C-CAP, DTEC, ER Systems, Empire Roofing, Frazier Roofing & Guttering, KPost Roofing & Waterproofing, MRB Contractors, Nations Roof Central LLC, Pitts Roofing, SPEC Building Materials, Springtree Roofing & Restoration, Supreme Roofing, Texas Roof Management, Titan Contractors, RJ Construction and Zenith Roofing.

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North Texas Roofing Contractors Association Members Featured in Fort Worth Star-Telegram and on CBS 11 News for Community Service Project in Fort Worth

A special thank you to our generous NTRCA members and to CBS 11 and the Fort Worth Star-Telegram for covering this story.

Read the Fort Worth Star-Telegram story: "Christmas Miracle" Gives Fort Worth Church Much-Needed New Roof

Just in time for the holidays, the North Texas Roofing Contractors Association (NTRCA) donated materials, money and labor to tear off and re-roof the Greater Progressive Church of God in Christ in Fort Worth last week.

 A beacon of light for more than 5 decades, the church has, in recent years, fallen on hard times due to many unexpected and devastating life changes in its Pastor's life.

When NTRCA learned of the church's story and the condition of its roof, staff and members quickly put the wheels in motion to gather member donations of materials, money and labor, so this project could be completed in time for Christmas.

The entire congregation is incredibly grateful for the generosity of NTRCA's members. Pastor Johnson, now 91, is especially happy to see his beloved church restored.

THANK YOU to the following NTRCA members who donated labor, money and/or materials to make this amazing community service project happen!

ABC Supply
Alpha & Omega Roofing and Renovations
Beacon Roofing Supply Group
Brettco Roofing
D.A. Lamont Public Adjusters
Empire Disposal Ltd
Frazier Roofing & Guttering
Hawkins Residential Roofing, inc
LP Loss Consultants
MRB Contractors
Peak Roofing Systems
Pitts Roofing
Polston Sales & Marketing
Proficient Roofing LLC
Restructure Roofing & Contracting
Roof Technical Services
Springtree Roofing & Restoration
Texas Roof Management
The Roof Experts

NTRCA Donates New Roof to Fort Worth Church in Need, Just in Time for Christmas!

Just in time for the holidays, the North Texas Roofing Contractors Association (NTRCA) donated materials, money and labor to tear off and re-roof the Greater Progressive Church of God in Christ in Fort Worth last week.

A beacon of light for more than 5 decades, the church has, in recent years, fallen on hard times due to many unexpected and devastating life changes in its Pastor’s life.

Dr. J.L. Johnson, a navy veteran, has served as the leader of the church for 57 years. In 2010, Pastor Johnson's wife, Alma Johnson, was diagnosed with terminal breast cancer, followed by a mastectomy, radiation and chemotherapy treatments, all of which left her completely bedridden. Shortly thereafter, the Johnson’s home caught fire and, despite attempts by the pastor and a neighbor to rescue Mrs. Johnson, they were unsuccessful. Grief-stricken by the loss of his wife and seeing her remains after she suffered third degree burns over 90% of her body, Pastor Johnson then struggled with prolonged depression and resulting financial hardships. In 2013, he had a debilitating stroke. To make matters worse, the church lost many of its members during this time. As the church's roof started to deteriorate and leak, the church could not afford to keep up with repairs, let alone re-roof the building.

When NTRCA learned of the church's story and the condition of its roof, staff and members quickly put the wheels in motion to gather member donations of materials, money and labor, so this project could be completed in time for Christmas.

“This is the largest community service project NTRCA has undertaken in years,” said Karen Vermaire Fox, executive director of NTRCA. “It’s important to us that we help this church rebuild in time for them to hold leak-free, worry-free Christmas services this year.”

The entire congregation is incredibly grateful for the generosity of NTRCA's members. Pastor Johnson, now 91, is especially happy to see his beloved church restored.













Attic Ventilation: The Basics that Homeowners Need to Know

Attic ventilation is something most homeowners don’t think about, but knowing the basics can save you money on your energy bills (especially during the hot Texas summers), keep your roofing shingle warranty intact and/or prevent premature deterioration of rafters, insulation, shingles and other materials and equipment in your attic space.

Our communications/public relations director (who is also a homeowner who knows little about attic ventilation) sat down with NTRCA associate member Robert Charanza with Attic Breeze to ask him several questions from a homeowner’s perspective.

Q: What is Attic Ventilation?

A: Attic ventilation is the replenishment of fresh air through the attic space using a passive or mechanical venting system consisting of a balance of intake and exhaust vents.”

Q: Why is Attic Ventilation Important?

A: Proper attic ventilation allows heat and moisture to escape. 

Without proper venting, the increased heat and moisture will lead to premature deterioration of anything in the attic space. This could include building materials (such as asphalt roof shingles, insulation, rafters and sheathing), mechanical equipment (like air handlers, duct systems and hot water heaters in the area) and anything placed or stored in the attic.

The attic space is also susceptible to mold and mildew growth, spongy, warped and saggy decking and possible dry rot if it is not properly ventilated. During winter months, frost may form on the underside of decking and, in some climates, ice damming can form along eave edges of the roofline.

Another concern with improper attic ventilation is that the heat build-up can increase the temperature in the living spaces below, decreasing your home’s comfort level and increasing your air conditioning bills. Your living space can also suffer from poor air quality.

And finally, all roofing product manufactures require proper ventilation of attic spaces within their respective warranties. If material failure occurs, this is one of the first items inspected, and can lead to warranty claim denial.

Q: But … Shouldn’t an Attic Be Air-Tight?

A: The only time an attic can be “air-tight” is when it is part of the air-conditioned space of the home. Some homes built today have the envelope of the home foam insulated. This means all exterior walls and roof rafters have spray foam insulation installed to create a total sealed insulated system. Some call this an “Igloo” system because it performs similarly to a Styrofoam cooler. With a system of this kind, you still must ventilate the inside air of the home, so an air exchange system is implemented within the HVAC equipment.

Q: What are the Basics of GOOD Attic Ventilation?

A: Good attic ventilation consists of a balanced system of intake and exhaust vents. Most intake vents are installed on the underside of soffits, such as rectangular screened vents or continuous perforated soffits. Some older homes were built with gable vents that have been turned into intake vents or others retrofitted with vents along the eave edge of rooflines or vents installed a few feet above the eave edge to allow air into the attic. These intake vents are balanced with exhaust vents that may be placed along the roof ridges or vents placed approximately 3 feet below the roof ridge lines. Some exhaust vents may be mechanical, using solar or electrical power to run a fan, or turbine vents that use wind to increase the airflow and exchange rate.

Q: What are Some Basic Signs a Homeowner Can Observe from the Ground and/or Inside the Attic to Spot Good or Bad Attic Ventilation?

A: A homeowner can visually inspect their home for proper ventilation. They should have intake vents surrounding the lower eave edge of the rooflines and a similar amount of exhaust near peak ridge lines of their roof. The homeowner can look inside the attic to see if daylight is visible along the eave edge. If not, it may be a sign that the eave intake vents have been covered by insulation and this will need to be removed to prevent blockage of airflow.

They can also look for the most common attic ventilation mistakes, including: 1) the mixing of different types of ventilation on the same roof which, in most cases, can lead to an unbalanced ventilation system where airflow is disrupted and heat build-up can occur and 2) improper placement of the solar panel on solar powered exhaust vents. These panels need to face in a southerly direction to work at maximum efficiency. The performance is greatly diminished when the panel is facing any other direction.

If you’re looking for a “rule of thumb” for proper ventilation, it’s the “1/300 ratio” -- for every 1 square foot of attic space, you should have 300 Net Free Airflow (NFA) divided evenly between intake and exhaust

Q: Can You Tell Me More About How Attic Ventilation Affects a Homeowner’s Heating and Cooling Bills?

A: Proper ventilation reduces the heating and cooling cost of a home. Improper ventilation can allow heat build-up to pass into homes increasing the cycling and stress upon the AC systems. Mechanical ventilation systems are better than passive venting systems because they increase the air exchange rate within attic spaces, greatly reducing the “heat load.” They can reduce attic temperatures more than 50 degrees versus a passive venting system. The lower the attic temperature, the slower the heat can penetrate the living space taking the stress off the AC System and leading it to cycle less. This saves money on cooling cost.

Q: What Products are Available to Help a Home’s Attic Ventilation?

A: Products that are available to help home’s attic ventilation are static vents, ridge vents, wind turbines, electric powered vents and solar powered vents. It’s best to work with a knowledgeable contractor to determine the best system for your home and its surrounding environmental factors.

Q: What Do Most Codes Require in the North Texas Area When It Comes to Attic Venting?

A: Most municipalities and code entities use the International Residence Code (IRC) as their guideline. The IRC uses the “1/300 Ratio” rule for ventilation as the minimum standard. Some municipalities and code entities may create an even more stringent code, so homeowners should be advised to work with contractors who stay abreast of any changes or special requirements in their service areas.

Q: Is There Any Kind of Tax Credit Available for Attic Ventilation?

A: There is a 30% Federal Tax Credit available on the total install cost of solar powered ventilation products. In many cases, contractors can offset the difference in cost versus a passive venting system allowing homeowners to upgrade to a ventilation system that will keep attics drastically cooler than a passive system during the hottest times of the year, using the free source of the sun.

Robert Charanza has worked in the roofing and attic ventilation industry for close to 25 years and is currently at National Accounts Manager for Attic Breeze, a Texas-based manufacturer of solar-powered ventilation and tubular skylight products for residential and commercial markets.

The 3 Basic Pricing Models for Credit Card Processors

If you need to accept credit or debit card payments from customers for your business, it can be difficult to know which way to turn in terms of which pricing model is the best for your needs and budget. In this article, NTRCA associate member Corey Young with ProV3 Payments, outlines the three basic pricing models that credit card processors use.

In the merchant service industry, there are three basic pricing models that processors use. It is important that the business owner understands these models and why they are used. The more informed a business owner, the better chance they will not be taken advantage of.

1. Tiered

This is, unfortunately, the most common way most credit card processors charge their merchants. Tiered pricing bundles groups of interchange rates into buckets and then charges the merchant depending on what type of card is run. These buckets are:

  1. Qualified – This bucket usually consists of debit cards and the most basic credit cards. This bucket almost always is for swiped cards as well. This will be the lowest rate offered.
  2. Mid-Qualified – This bucket is often lower tiered consumer reward cards and most likely for only swiped transactions. This rate will be in the middle, usually in the 2.5% plus range.
  3. Non-Qualified – This bucket is the catch-all for everything else -- if you key in a transaction, if it’s a business card, if it’s a higher reward type card. This bucket is, by far, the most expensive. The cost here is normally 3.5% and up.

The major problem with this type of pricing is that the processors do not disclose what interchange rates make up each type of bucket. They will hook the merchant with a low qualified rate and then “downgrade” 90% of cards taken to the higher buckets. With this type of pricing, you will never know exactly what you’re paying for or how much the processor is making.

2. Bundled

When a credit card processor offers one rate for all your transaction, like Square, this is bundled pricing. The processor is taking all the interchange rates charged from Visa/MC and lumping them together and then marking them up. The processor then makes a different percentage depending on what type of cards you take from your customers.

This type of pricing is most commonly used for small businesses that may not take credit cards on a consistent basis. Oftentimes, companies that offer these types of rates will also offer other services to help the small business as well. A great example of this is Square and a company called Cuffr. They offer email invoicing, customer management and web-based payments. They only charge you when you take transactions.

3. Interchange Pass-Through (a.k.a. Cost Plus)

Cost Plus pricing is the most transparent way to price in the merchant service industry and the model we used at ProV3 Payments as well as other companies. This model discloses what fees are going directly to the card brands (Visa/MC interchange rates) and what the credit card processor is making (the discount rate). Here are some of the most common interchange rates from Visa and their associated fees.

  • Regulated Visa Check Card (This is your debit/check card) - .05% + .21/transaction
  • Traditional Rewards -  1.15% + .05/transaction
  • Visa Signature Preferred / Visa Infinite – 2.1% + .10/transaction
  • Business Standard Interchange Reimbursement Fee – 2.95% + .20/transaction

There are over 125 of these interchange buckets for Visa/MC. Where they land is determined by what type of card is accepted and how it is processed. If it is swiped, it will be cheaper than if it is keyed in.

Cost Plus is also very beneficial because it allows you to fully analyze how you are taking payments. For example, if you take payments over the phone you might be getting penalized for not having enough information in the transaction. By analyzing the interchange buckets you might be able to save a considerable amount just by adding something as simple as an invoice number when you process the transaction.

At the end of the day the only way to really determine how much you are paying for your credit card processing is to determine your “effective rate.” You calculate the effective rate by taking the total of all your fees and dividing it by the total card volume processed. By doing this calculation you will be able to determine if there might be hidden fees, downgrades or other issues that are increasing your fees.

Corey Young is managing partner at ProV3 Payments and CEO of Cuffr. He has 15 years of experience in the financial industry and enjoys working with his clients to help them with mobile payments, web/ecommerce payments and traditional retail transactions.