What to Do After a Storm Hits

North Texas is no stranger to severe weather. From hailstorms that can pummel roofs with ice the size of golf balls to powerful winds that can lift shingles and damage flashing, our region sees it all. As homeowners, knowing exactly what to look for after a storm—and understanding the precise steps to take—can save you thousands of dollars and protect your most valuable investment.

Your Post-Storm Action Plan

When severe weather passes, follow these steps:

1. Safety First Check on your family and wait for the storm to pass completely. Never inspect your roof during or immediately after a storm while conditions remain dangerous. (We're not saying you would, but just in case your neighbor might...)

2. Immediate Damage Mitigation If you discover active leaks, you're responsible for preventing further damage. Move valuables away from leak areas, place buckets to catch water, and document everything. Remember: failing to mitigate further damage can affect your insurance claim.

3. Initial Documentation Before anyone gets on your roof (including inspectors), take date-stamped photos and videos of any damage visible from the ground, including any other exterior or interior damage. This creates your baseline record and protects you throughout the claims process.

4. Call a Trusted Roofer Contact a vetted, local NTRCA member contractor for a professional inspection. This helps determine if damage warrants an insurance claim. Most experts recommend getting a professional assessment before calling your insurance company—you'll know whether a claim is even necessary.

5. File Your Insurance Claim If damage is confirmed, contact your insurance agent to start the claims process. In Texas, you have one year from the storm date to file weather-related damage claims, but don't wait too long—earlier claims often receive better attention.

6. Meet the Insurance Adjuster With Your Contractor It can help to have your chosen roofing contractor present during the insurance adjuster's inspection. While your roofing contractor cannot negotiate your claim on your behalf, an experienced contractor can empower you to advocate for your roof. Plus, two sets of eyes are better than one.

7. Review and Sign Your Contract Once your claim is approved, review the detailed scope of work with your contractor and sign a contract before any work begins.

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This article was provided by NTRCA member Good Contractors Roofing & Restoration. As proud members of the NTRCA, we’re committed to quality workmanship, honest service, and helping homeowners.

Note: The opinions shared in this blog post are those of the writer and may not fully represent the views of NTRCA.